Health Benefits Solution, Inc
Health Benefits Solution, Inc
Referrals are the Life Blood of our company -  503-922-2903  877-786-8347

www.QuoteHSA.com    www.HBS247.com   www.MyOregonAgent.com                      Please view our Testimonials!

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Cascade Mountains
CITIES:  Brightwood, Camp Sherman, Cascade Locks, Cascadia, Chemult, Chiloquin, Crescent, Crescent Lake, Detroit, Diamond Lake, Drew, Estacada, Fort Klamath, Gates, Gilchrist, Government Camp, Idanha, Klamath Agency, La Pine, Lakeview, McKenzie Bridge, Mill City, North Umpqua, Oakridge, Prospect, Rhododendron, Sandy, Sisters, Sunriver, Warm Springs, Welches, Westfir, Zigzag
AREAS:  Crater Lake National Park, Deshutes National Forest, Fremont National Forest, Mount Hood National Forest, Rogue River National Forest, The Three Sisters, Umpqua National Forest, Willamette National Forest, Winema National Forest

Central Oregon
CITIES:  Antelope, Arlington, Bend, Brothers, Condon, Culver, Dufur, Fossil, Grass Valley, Hampton, Lonerock, Madras, Maupin, Metolius, Mitchell, Moro, Mosier, Paulina, Post, Prineville, Redmond, Rowena, Rufus, Shaniko, Spray, The Dalles, Wasco

Northeast Oregon
CITIES:  Adams, Arlington, Athena, Baker City, Boardman, Canyon City, Condon, Cove, Dayville, Echo, Elgin, Enterprise, Fossil, Greenhorn, Haines, Halfway, Heppner, Hermiston, Huntington, Imbler, Imnaha, Irrigon, Island City, John Day, Joseph, La Grande, Lexington, Long Creek, Lostine, Medical Springs, Milton-Freewater, Monument, Mt Vernon, North Powder, Oxbow, Pendleton, Pilot Rock, Prairie City, Richland, Seneca, Summerville, Sumpter, Ukiah, Umatilla, Union, Unity, Wallowa, Weston
AREAS Hell's Canyon

Oregon Coast
North Coast
Astoria, Bay City, Beaver, Cannon Beach, Garibaldi, Gearhart, Hebo, Nehalem, Manzanita, Neahkahnie, Oceanside, Pacific City, Rockaway Beach, Seaside, Tillamook, Warrenton, Wheeler
Central Coast
Depoe Bay, Dunes City, Florence, Gleneden Beach, Lincoln City, Mapleton, Newport, Otter Rock, Reedsport, Seal Rock, Siletz, Toledo, Waldport, Winchester Bay, Yachats
South Coast

Agness, Bandon, Brookings, Charleston, Coos Bay, Coquille, Gold Beach,
Lakeside, Myrtle Point, North Bend, Port Orford, Powers, Wedderburn

Portland and Vicinity
Banks, Barlow, Beaverton, Camas, Canby, Clackamas, Clatskanie, Columbia City, Cornelius, Forest Grove, Gaston, Gresham, Happy Valley, Hillsboro, Lake Oswego, Marquam, Milwaukie, Molalla, North Plains, Oregon City, Portland, Rainier, Sandy, Scappoose, St. Helens, Tigard, Troutdale, Tualatin, Vernonia, West Linn, Wilsonville

Southeast Oregon
Adel, Adrian, Burns, Diamond, Drewsey, Frenchglen, Hines, Jordan Valley, Juntura, Lakeview, Nyssa, Ontario, Plush, Vale

Southern Oregon
CITIES Ashland, Butte Falls, Cave Junction, Canyonville, Central Point, Dillard, Drain, Eagle Point, Elkton, Glendale, Glide, Gold Hill, Grants Pass, Jacksonville, Klamath Falls, Malin, Medford, Merlin, Myrtle Creek, Oakland, Phoenix, Prospect, Riddle, Rouge River, Roseburg, Shady Cove, Sutherlin, Talent, Umpqua, White City, Winchester, Winston, Wolf Creek, Yoncalla
AREAS:  Applegate Valley, Illinois Valley


Willamette Valley
Albany, Alsea, Amity, Aumsville, Aurora, Brooks, Brownsville, Canby, Canyonville, Carlton, Corvallis, Coburg, Cottage Grove, Creswell, Culp Creek, Dallas, Dayton, Detroit, Donald, Dundee, Eugene, Falls City, Gates, Gervais, Halsey, Harrisburg, Independence, Jefferson, Junction City, Keizer, Lebanon, Lowell, Lyons, McMinnville, Mill City, Millersburg, Mt.Angel, Molalla, Monmouth, Newberg, Oakridge, Oregon City, Philomath, Salem, Scio, Scott Mills, Sheridan, Silverton, Sodaville, Springfield, Stayton, St. Paul, Sublimity, Sweet Home, Tangerit, Turner, Veneta, Walterville, Waterloo, Willamina, Woodburn, Yamhill

 

 

 

Pacificsource health plans of oregon

Provider Directory

1-800-624-6052

Use the Provider Directory to find doctors and facilities, use "Preferred PSN" as the network, and enter specific search requirements

 


Elect Premiere

PacificSource "Type on your computer" Paper Application (pdf)

"Once Completed, Print and then Scan or Fax to 503-488-5597"

The following materials apply to our Elect plans effective January 1, 2009 and later.

Premium Rates Elect Individual Plans , January 2010

Elect Premier Plan Beneficial Schedule

Elect Preferred Plan Beneficial Schedule

Elect Value Plan Schedule

Elect HSA Plan Schedule

Full Brochure Elect product brochure (pdf)

 


 Health Benefit Solution, Inc.

The focus of this website is to provide consumers a simple, and professional environment when looking for Affordable, and Low Cost Health Insurance.  Licensed Health Insurance Agents are available and will take the time to answer all your questions, and help find the Health Plan that best meets the needs of the Individual, Family, or Small Business.

Health Insurance Benefits are always changing, and health insurance companies are providing more options that benefit the consumer.  Alternative, or Holistic health care is now offered through many of the health insurance companies.  You can now see your Naturopathic Physician, and be covered under the doctor office co-pay, and have unlimited visits.  Chiropractic, and Acupuncture are also included as standard health care benefits.

If you are looking for Dental and Vision benefits included within the health plan, we can help you select the Health Insurance Company that will meet your needs.

Health Benefit Solution, Inc is licensed through the Oregon Insurance Division, and has contracted with most all the major health insurance companies to provide the consumer with choice and options when looking for the plan that meets the life style and needs of the insured.


PacificSource is an independent, not-for-profit health plan serving the Pacific Northwest. Founded in 1933, PacificSource provides medical and dental benefits to more than 4,000 employers and covers more than 151,000 people with its group and individual health insurance plans. It also provides self-funded employee benefit plans, flexible spending accounts, HRAs, and COBRA administration services through its subsidiaries, Manley Services and Select Benefit Administrators. Together, PacificSource and its subsidiaries employ 324 people.

At PacificSource, we're committed to helping people get the healthcare they need. We offer group insurance clients a wide range of medical, dental, prescription drug, and vision benefits. We also meet the needs of individuals and families with comprehensive medical plans, portability policies, and Medicare supplement policies.

At PacificSource, we're known for taking good care of people. Members can call our toll-free number to speak with a customer service representative for friendly, professional benefits and claims assistance. Our client service representatives are available for on-site visits and benefit meetings with our group insurance clients. And we strive to provide all our customers with the information and tools they need to make informed healthcare decisions. In everything we do, we will always maintain the friendly, personal manner which lets you know that serving you is our pleasure.

PacificSource Community Giving Program Helps Build "Healthy Communities"

At PacificSource, we strive to improve the communities we serve, with a particular emphasis on increasing access to healthcare services. But we know that the health of a community relates to more than just healthcare – it also relates to the support network available to those who require assistance in making healthy lifestyle choices or providing for their basic needs.

As members of the communities in which we do business, PacificSource seeks to promote the capacity of individuals, families, and communities to increase healthy behaviors and lifestyle choices and to provide a safe and nurturing environment for children to develop into healthy adults.

Healthy Communities, our community giving program, is designed to benefit nonprofit organizations that serve people in the communities where we do business. Through this program, we provide financial support, in-kind donations, and employee volunteer assistance to organizations working toward some or all of the following goals:

  • To educate and empower individuals and families to adopt healthy behaviors and lifestyles,

  • To sponsor safe, healthy, educational, and fun family-oriented activities, and

  • To build local capacity to improve the health of the community.

Our Healthy Communities program is administered by an employee committee charged with reviewing requests and making recommendations on PacificSource’s involvement. We are pleased to consider requests from organizations that:

  • Meet the IRS’s qualifications for nonprofit charitable organizations;

  • Are not arts, political, or faith-specific/religious causes; and

  • Earmark the funds to benefit people in the communities we serve.

The committee evaluates requests based on the following criteria:

  • Match with the “Healthy Communities” program mission

  • PacificSource’s past history with the organization

  • Opportunity for recurring or long-term involvement

  • Opportunity for personal involvement by our employees

  • Budget availability by region/market

  • Value of public awareness opportunities or name recognition for PacificSource

Sources for Information on Hospital Quality:

First Health Provider Directory
Search for participating First Health physicians, hospitals, and facilities outside Oregon, western Idaho, and southwest Washington.

Caremark® Web Site
The Caremark site offers health and wellness information plus tools to manage your prescriptions, look up drug coverage and pricing, and locate a participating pharmacy.

 

PacificSource PDL (Preferred Drug List)

This list of preferred brand name medications is updated monthly. If your benefits include prescription drug coverage, the drugs on this list are available for your plan's Tier 2 (Preferred) copayment.

Caremark® Prescribing Guide
You'll use this list of preferred medications if you're covered under a prescription drug plan that's based on a formulary, and not on the PDL or VDL.

Mail Order Prescription Drug Service
PacificSource members with mail order prescription drug benefits can order prescription refills from Walgreens Mail Service or Wellpartner Pharmacy right over the Internet.

Oregon Health Plan
Find information on eligibility requirements and applying for coverage under the state-sponsored Oregon Health Plan.

Oregon Insurance Division

This is the Web site of the state agency that oversees the insurance industry in Oregon.

Healthfinder
The site features links to more than 1,250 government and other consumer health resources on the Web.

PacificSource Grievance & Appeal Information

This publication includes common questions and answers about our member grievance and appeal process.